According to a recent analysis by CEPR, households in the Netherlands are allocating a smaller share of their income toward fixed and essential expenses such as housing, utilities, and insurance. This shift suggests improved financial flexibility for families, potentially freeing up resources for discretionary spending or savings. The decline in the proportion of income used for necessities may reflect policy impacts, energy efficiency improvements, or changes in housing affordability. Researchers note that this trend could enhance overall household resilience, especially amid fluctuating inflation and interest rates. The findings underscore evolving economic dynamics in the Dutch consumer sector.
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Dutch households spend less of their income on fixed and necessary expenditures – CEPR
Dutch households spend less of their income on fixed and necessary expenditures CEPR