This article highlights 10 essential dividend stocks designed to create a balanced retirement portfolio. The selection includes companies like Allianz, BlackRock, Microsoft, and Visa, which offer strong potential for both dividend growth and capital appreciation over the long term. Additionally, Chevron, Realty Income, and Ares Capital provide attractive dividend yields, aligning well with income-focused strategies. By combining high-dividend yield stocks with growth-oriented ones, investors can reduce dependence on market fluctuations while maximizing returns. Diversification across sectors is emphasized to minimize portfolio volatility and mitigate risks. \n— new from Seeking Alpha
